Resumes

Principals of Ranson Financial Consultants, L.L.C.'s Public Finance team, listed below, have more than 140 years of combined experience in serving the public and corporate finance needs of Kansas, Missouri and Texas. We have experience in handling debt financings for cities, counties, school districts, special districts and other public-purpose corporations, as well as corporate financings, and have been involved in short- and long-term issues; general obligation, utility revenue bond, mortgage revenue bond and industrial revenue bond financings; insured, rated and non-rated issues; and negotiated and competitively marketed financings.

TEAM
John J. Haas, President, formed Ranson Financial Consultants, L.L.C. ("Ranson") in March 2002 after working with Mr. Jack Ranson since 1984. Mr. Haas has been a financial advisor to Kansas Local Units of Government since 1978. Mr. Haas received a Master's Degree from the Hugo Wall Center for Urban Studies at Wichita State University in 1979. He also has a Certificate of Public Management and graduate hours in finance from Wichita State University. Mr. Haas specializes in general public finance and analytical services.

Rose Mary Saunders, Senior Consultant, has over 20 years experience in writing grants, administrating and working the Community Development Grant Program in Kansas, Missouri and Oklahoma. She is a certified administrator in both Kansas (general and housing) and Oklahoma. Rose Mary received her Business Administration Degree from Kansas State University with minors in Economics and Psychology. She has actively attended work related seminars and attended Continuing Education classes at Wichita State University. Ms. Saunders specializes in grant writing and administration, KDHE water revolving loan processing and Elected Board training for KDHE.

Elizabeth Warren, Financial Analyst, joined Ranson in July 2004. Ms. Warren specializes in document processing, analytical services, utility rate reviews, and financial compliance with KDHE's water revolving loan program.

Laura Ternes, Financial Analyst, joined Ranson in May 2009. She received her Bachelor of Science degree in Finance from the University of Kansas in 2008 and is currently pursuing a Master's degree in Business Administration from Wichita State University. She specializes in utility rate reviews and financial compliance with KDHE's water revolving loan program.

Mary McCammon, Compliance Agent, has over 10 years experience approving qualified first time home buyers for 4% grant money to help cover down payment and closing cost for the Single Family Mortgage Revenue Bond Program or approving qualified first time home buyers for a 15 or 20% tax credit with the Kansas Mortgage Savers Program.

OUTSIDE CONSULTANTS
Robert P. Schwermann, Senior Consultant has been a financial advisor since 1964. He has a Bachellor of Science degree in Business Administration from Wichita State University. Mr. Schwermann specializes in municipal utility consulting in the State of Missouri.